Discovery

 

STEP 1: AN IN-DEPTH DISCOVERY

The first step — Discovery— take place as a separate meeting before either of us commit to a long-term relationship. You need to determine whether our services make sense for you. We need to determine whether we can add value to your life. Investing time up front to get to know each other is time well spent. The Discovery Meeting is two-fold.  We focus on learning about you and your life, and in turn, present to you information on our firm, strategy, and service.

About You: This discussion becomes the cornerstone of the deep client relationship we build with you as your wealth strategist.

• We explore your values and goals.
• We want to learn about your significant personal, professional and institutional relationships.
• We need to understand your assets and explore your interests.
• What does financial success look like to you?
• What resources do you have?
• What challenges do you face?

Finally, during the latter part of this meeting, we take a look at your current portfolio. (Prior to this initial meeting, we request pertinent account statements and information in order to complete a portfolio analysis for you.) We review your portfolio analysis with you, so that together we can see the larger picture of how you are currently invested.  This analysis will reveal your current allocation. As we review with you, we will share our fee schedule and general recommendations for your unique situation.

About Us and Our Process: It is our ambition that each and every client have a positive long-term investment experience and an advisor relationship built upon personal trust and company-wide integrity. We achieve this not by giving blanket advice, but by listening to you, the client, beginning with Discovery, but not ending there. As your life moves forward, and changes occur, we make adjustments where and when necessary so that your portfolio stays consistent with your needs. 

The investment plan we implement for you will utilize a strategy that incorporates both passive asset class management and broad global diversification, which are rooted in Modern Portfolio Theory (MPT). This strategy received the Nobel Prize in 1990, but is built upon academic research spanning over 30 years. Our approach provides for a prudent, fully diversified, cost conscious, performance measured methodology. Our investment strategy, like every service we provide you, is based on our fiduciary commitment to always act in your best interest. We offer a passive investment strategy because we believe it is the best long-term approach to achieving and/or preserving wealth. Once your plan is put into place, you can then comfortably oversee its implementation in your accounts held in your name at Charles Schwab. 

Step 2: Mutual Commitment/Plan Construction